I was loving everything I was reading until I reached the page that talked about how dental coverage works on page 78. I was disgusted by the discouraging words. Research has shown that group dental insurance greatly encourages people to go see the dentist. I also wondered where you base your comment on “the coverage is generally priced at the actual cost of the benefit plus an administrative charge, and is not considered very cost-effective”?
On my dental plan I got two fillings and deep cleanings done in two visits, after having a previous office visit where I got x-rays and an initial cleaning. I got away with paying a total of $100. A filling can easily cost $86 where I live and yet I got away with paying only $100 for all the services I received. You do the math and tell me if having dental insurance is worth it.
Margie
A person with employer-sponsored dental coverage
Hi Margie,
Your feedback is greatly appreciated. We are currently revising the current addition of the book. Including a more comprehensive section on dental is on our list of revisions. I would love any more feedback you might have about having employer sponsored dental coverage, or any personal stories you may want to share for the second revision of the book (to be included in a breakout box). Your continued feedback would be greatly appreciated. Feel free to contact me at info@changehealthcare.com!
Thanks,
Katrina
Good article. I was able to send this to a doctor I know that could use this on their blog..